December is just around the corner and soon the hustle and bustle of the holidays will be upon us. Making a dental appointment during such a busy season might be the last thing on your mind, but what if you knew you could possibly save hundreds of dollars by doing it? Most dental benefits plans run on a calendar year, which means December is the perfect month to make that dental appointment. Need more convincing? Here are three big reasons why you should use those dental benefits before 2018 is over:
Reason #1: Don’t Let Your Money Go to Waste
If you’re paying premiums every month for dental insurance, you should be taking advantage of them. Even if you don’t need any major work done, you should be getting check-ups and cleanings regularly, typically every six months. If it’s been more than six months since your last visit, now is the time to make that appointment.
It’s also important to understand the way that dental benefits work. Your annual maximum, the maximum amount an insurance company will pay towards your dental care in a calendar year, typically renews in January. This means that December is your last shot to hit that maximum if you need work done. Unused benefits do not roll over into the next year,so don’t waste them!
Your deductible is the amount of money you are responsible for paying on your particular dental plan. This also renews in January. If you need work done and you’ve hit your deductible, it’s wise to take care of that now, before your balance goes back to square one on January first and you start paying toward that deductible all over again.
Reason #2: Fee Increases
Many dental clinics raise their fees at the beginning of the New Year to reflect increases in the cost of living or materials and equipment to keep their practices in tip-top condition. This can make your copay higher, so get that dental work done now before those fees go up next month!
Reason #3: Don’t Put Off For Tomorrow What Should Be Done Today
When it comes to dental work, waiting or delaying important treatment is not a wise idea. Often, this means risking more expensive (and sometimes more painful) treatment down the road as problems worsen. Unattended cavities may lead to root canals. Gum tenderness that goes ignored can evolve into periodontal disease. If your mouth needs attention, don’t wait. Schedule that appointment and get started this month!
People waste hundreds of dollars every year by not taking proper advantage of their benefits, or by putting off work that needs to be done now. Don’t be one of them!
To learn more, visit https://www.kyedentistry.com/. Dr. Keith A. Kye and his wonderful team in Huntersville, North Carolina can help you take full advantage of your dental benefits and keep your mouth in tip-top shape.